> though this could have horrible incentive problems I hear this argument, but I don't buy it. What's the incentive exactly? That people will hurt themselves,

> though this could have horrible incentive problems I hear this argument, but I don't buy it. What's the incentive exactly? That people will hurt themselves, so they can go to the ER for free? That's nonsense. Nobody wants to get hurt, nobody wants to get sick, getting hurt or getting sick is not a good. The fact that they don't have to pay to "get hurt" isn't an incentive. Perhaps a few people feel this way and are insane, but those people probably need to get help at government expense either way, before the government ends up paying for them to be in prison or institutionalized anyway.