$8-$50 is "baffling expensive"? I think if it protects a few grand in the bank, well worth it. If you don't have a few grand in the bank, I think maybe yeah any

$8-$50 is "baffling expensive"? I think if it protects a few grand in the bank, well worth it. If you don't have a few grand in the bank, I think maybe yeah any non-free 2FA solution becomes "expensive".