I've worked with both, and by far hospitals are much, much worse actors. Hospitals are legally enforced local monopolies (look up Certificates of Need). Meanwh

I've worked with both, and by far hospitals are much, much worse actors. Hospitals are legally enforced local monopolies (look up Certificates of Need). Meanwhile, you might have a dozen choices of insurance companies, but they all suck because they have to take what the hospital billing departments give them and take the blame or risk being dumped by the hospital.