Sure, but if a professional breaks your car or house irreparably then they have insurance to buy you something equivalent or better. If a doctor breaks your bo

Sure, but if a professional breaks your car or house irreparably then they have insurance to buy you something equivalent or better. If a doctor breaks your body irreparably, it would seem there's a high probability that you have no recourse other than in rare situations you might get a settlement for some cash. Cash that won't fix your problem. My main point is that the risks aren't comparable at all.