At least in some locations insurance companies may reward you with much lower premiums if you have sufficiently secure locks, alarm systems etc when the value o

At least in some locations insurance companies may reward you with much lower premiums if you have sufficiently secure locks, alarm systems etc when the value of your contents is high enough (maybe you inherited some valuable art work or something). It's typically done in thresholds too - start off with a small reduction in premiums, then a big one, then they won't insure you at all unless you fit this stuff.