It doesn't just stop at college tho. After college, you can obtain a ruinous loan for just about anything. At least with a ruinous college loan you should be ab

It doesn't just stop at college tho. After college, you can obtain a ruinous loan for just about anything. At least with a ruinous college loan you should be able to "come out ahead" at some point. Ruinous home loan? Generally leads to foreclosure. Ruinous car loan? Repo man. Payday loan? Good luck!