Sounds like a fantastic idea. If you present it right, 5% is not that big a deal. Banks charge sometime $25 just to do a wire transfer, and for your 5%, you wou

Sounds like a fantastic idea. If you present it right, 5% is not that big a deal. Banks charge sometime $25 just to do a wire transfer, and for your 5%, you would still be winning at anything up to $500. $5 per $100 would be ok by me if it solved an immediate problem. Quicker and cheaper than FedEx. My main concern for you would be, doesn't it cost thousands to register as a bank? Which surely you will be?