> You're confusing income and wealth. No, no confusion. You need income to start building wealth (unless you just inherit it). More specifically, you need eno

> You're confusing income and wealth. No, no confusion. You need income to start building wealth (unless you just inherit it). More specifically, you need enough income over and above the necessities of life, so you can start saving and investing all the extra, in order to build wealth. Time is your friend in investing, so the earlier you can get started the more wealth will grow. If one can start with an extremely high salary out of school in your early 20s, that gives the opportunity to save a lot and invest it early in life, apply some F.I.R.E. and suddenly the idea of being able to retire before 40 is realistic.