illness or injury yes, as that would prevent me from working, and earning the money I do today Medical costs however would not the cause of my problems as even

illness or injury yes, as that would prevent me from working, and earning the money I do today Medical costs however would not the cause of my problems as even in the worst case I would be protected by bankruptcy laws would would allow me to discharge my medical debt while keeping my primary home, and a significant chunk of my personal possessions.