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Outdated evictions refer to evictions from the past that it is felt should be removed from certain reporting. This is difficult because, unlike with credit hist

Outdated evictions refer to evictions from the past that it is felt should be removed from certain reporting. This is difficult because, unlike with credit histories and bankruptcies, I am not aware of any sort of standard that requires the removal eviction records, and if an eviction is filed with a local or state judicial body you may not be able to remove that from any sort of record outside of having it expunged. Evictions don't even really turn up in any sort of reporting, credit or otherwise, unless records are filed in court and/or liens and judgements are placed/awarded and then those records can be any number of things depending on the circumstances and the state you live in. Many of these reporting "agencies" or "groups" rely on public information or information that is provided by landlords. A landlord can opt to provide the rental payment history of a tenant to a reporting agency like a bank reports payment history of a loan to the credit bureaus but it is far from consistent.

bcrl 4y ago
As a landlord, I would never, ever rent to a tenant that had a previous eviction. The risk is just too high. A bad tenant can take 6+ months to evict plus tens of thousands of dollars in repairs. Once the eviction process starts, the tenant has zero incentive to pay their rent or treat the property with respect. And it's even worse: I had a tenant that had a "roommate" not on the lease that was basically squatting. All the squatter had to do was claim that he paid the leaseholder rent to sublet and all of the eviction tools available to me went poof. I'm lucky as my building has 4 units; I can't imagine what someone with a single unit dwelling would do when they encounter a bad tenant.
- lax4ever 4y ago
  I completely get it, and it is not a problem that is limited to the US, either. My parents are landlords in Canada and getting rid of a clearly negligent, possibly criminal, tenant is very difficult, time consuming, and expensive. I can absolutely understand where the landlords are coming from and the fear that they feel.
  - bcrl 4y ago
    I am actually in Ontario, which is a very pro-tenant jurisdiction.
nullfield 4y ago
Even expungement won’t save you, once it’s in a 3rd party database-absent laws that make screwing up here really expensive for the company providing the wrong information. It’s one thing to screen people, but you have to have your data in order. Doing that well is not a free thing, but we probably need it. “Let me into your bank account”, on the other hand, is just going to result in lol-kthx-bye. If we had a reasonable attestation framework, we could do something like let the bank attest that, say, “applicant has direct deposited income equal or greater to 3x rent per month” or the like, maybe?

bcrl 4y ago

As a landlord, I would never, ever rent to a tenant that had a previous eviction. The risk is just too high. A bad tenant can take 6+ months to evict plus tens of thousands of dollars in repairs. Once the eviction process starts, the tenant has zero incentive to pay their rent or treat the property with respect. And it's even worse: I had a tenant that had a "roommate" not on the lease that was basically squatting. All the squatter had to do was claim that he paid the leaseholder rent to sublet and all of the eviction tools available to me went poof. I'm lucky as my building has 4 units; I can't imagine what someone with a single unit dwelling would do when they encounter a bad tenant.

lax4ever 4y ago
I completely get it, and it is not a problem that is limited to the US, either. My parents are landlords in Canada and getting rid of a clearly negligent, possibly criminal, tenant is very difficult, time consuming, and expensive. I can absolutely understand where the landlords are coming from and the fear that they feel.
- bcrl 4y ago
  I am actually in Ontario, which is a very pro-tenant jurisdiction.

nullfield 4y ago

Even expungement won’t save you, once it’s in a 3rd party database-absent laws that make screwing up here really expensive for the company providing the wrong information. It’s one thing to screen people, but you have to have your data in order. Doing that well is not a free thing, but we probably need it. “Let me into your bank account”, on the other hand, is just going to result in lol-kthx-bye. If we had a reasonable attestation framework, we could do something like let the bank attest that, say, “applicant has direct deposited income equal or greater to 3x rent per month” or the like, maybe?