I’ve had that same account. You got duped by Capital One, as this account was a “Savings” Account, but then they introduced a new “Performance Savings” account

I’ve had that same account. You got duped by Capital One, as this account was a “Savings” Account, but then they introduced a new “Performance Savings” account years back. The Performance account has competitive yields (top of market 2.5% few years back) but they got to milk customers who just stayed on existing “Savings” accounts that didn’t realize the yields were way too low. Getting the higher yield was as simple as a few buttons online to open the account and transfer money, same interface and everything.