T-Mobile Money offers a 1% checking account and saving account. Both FDIC insured. I'm not exactly sure how they can afford this, or how long it will last, but

T-Mobile Money offers a 1% checking account and saving account. Both FDIC insured. I'm not exactly sure how they can afford this, or how long it will last, but it's the highest rate account I've found so far, and you don't need to be a T-Mobile customer.