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I don’t think it is loyalty. By your 40’s your pay is high enough that new offers to get another 20% come much rarer. The effort to find a new job has less up

• throwaway894345 5y ago
  I meant I've heard older people talk about loyalty explicitly.
• ghaff 5y ago
  And they may make enough and have enough savings that they care less about a salary bump. They probably own a house and don't want to move for any number of reasons--which still matters a lot of the time even in this more WFH friendly world. And, at some point, they know that a job search is probably going to be harder. And there's always risk with a new job. I've certainly known people who would entertain a move if a new position fell in their lap but wouldn't likely seek one out.