I have two separate lines of questioning: 1. Does this paint a bigger target on your back, exposing more via custom APIs than most? 2. What do you plan to ban

I have two separate lines of questioning: 1. Does this paint a bigger target on your back, exposing more via custom APIs than most? 2. What do you plan to ban via Terms of Service? Do you have the stomach for things other payment processors don't? (adult, fringe groups, etc.)