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Reverse 2FA is too complex for the demographic most affected by these scams: the elderly and the unskilled. So it would likely provide very little returns on in
by toyg 5y ago
Reverse 2FA is too complex for the demographic most affected by these scams: the elderly and the unskilled. So it would likely provide very little returns on investment from the bank perspective.
This really needs some sort of well-thought-out legal mandate.
- pantulis 5y agoTotally right, even my dad in his eighties has serious trouble with regular SMS based OTPs!
- rightbyte 5y agoI have problem with that too. You get an SMS, try to copy paste the code but the UI for that is terrible and you select all sort of text around the code, paste it in and try to modify it. Or you go back and forth between the website and the SMS and enter the code manually. Android is really bad for "multi tasking". And there is a reason ppl share screenshots of articles rather than URLs ...
- toyg 5y agoBoth Android and iOS try their best to detect the code and prompt you to use it, but all these messages are different and nonstandard; some even include multiple code-looking strings, like a transaction reference for logging purposes. So both OSes fail at it very regularly. Things would be easier if 2FA systems agreed on a common format that can be semi-automated better. Which again is probably something that will never happen unless authorities step in.