https://www.theglobaleconomy.com/rankings/percent_people_bank_accounts/# https://www.theglobaleconomy.com/rankings/percent_people_ban... It looks like some peo

https://www.theglobaleconomy.com/rankings/percent_people_bank_accounts/# https://www.theglobaleconomy.com/rankings/percent_people_ban... It looks like some people manage. I would assume that most people in Western countries who do not hold a bank account have access to one by proxy (like a married couple where the account is in the name of one of the two, etc.). As a business, unless you’re a small brick and mortar shop, I don’t see how you could get any customers without accepting anything else than cash/cheque payments (and I don’t know how easy it is in France to cash in cheques without a bank account). Paying ISP and mobile phone bills in cash is likely a misery, but other than that (and a lot of queuing in various places every month), it should be doable. The postal banking here in France is good and cheap enough that it wouldn’t make economical sense to not use it.