> I had a call from my bank while spending a few hundred on cocktails in Bali (I'm from London), I hadn't used my card yet on that trip as I'd taken cash. Mine

> I had a call from my bank while spending a few hundred on cocktails in Bali (I'm from London), I hadn't used my card yet on that trip as I'd taken cash. Mine dit that as well a couple of times (Santander UK; my account was nothing special though I do travel internationally several times a year; it was a mistake every time and I never had any fraud with this card). The first time I took it, but now I would say that I cannot, end the discussion, and then call them to their known number. Also, I’ve never had a human ask me to read numbers from a text message. They (well, another bank, but still) do occasionally ask me to unlock their app using either biometrics or a PIN; they can see it in real time and that can only be done on a single pre-approved device.