"Yeah, I *69'd you. I never pick up my phone." -- Tyler Durden, Fight Club. I'd also logon to the bank website first to look at recent transactions myself so t

"Yeah, I *69'd you. I never pick up my phone." -- Tyler Durden, Fight Club. I'd also logon to the bank website first to look at recent transactions myself so that I "do my own research" before talking to a person at the bank. Most often the fraud check is something like an apple hardware purchase that I made months ago which only just went through after I got the front of the waiting list. I'd want to debug that stuff myself first. If I'm out doing something and a text/VM comes in while I'm on thumbs I'll happily wait until later that night to debug the problem. Like the top thread here says, there's no urgency. Really helps to be an introvert where you very actively don't want to call someone up and chat on the phone about shit, so you first seek to avoid having to talk to anyone in person, and then have all the information you can acquire ready first to keep the phone call as short as possible.