I don't know for sure, but I suspect, that the reason that ApplePay is being targeted is because other means of credit card fraud at point of sale have become m

I don't know for sure, but I suspect, that the reason that ApplePay is being targeted is because other means of credit card fraud at point of sale have become much more difficult with chip cards. ApplePay itself is also quite secure, but the process of enrolling a card in ApplePay is probably the weakest link. The card chip does not provide any added security in the process. I think that most banks use PAN and card security code combined with one time password by email or mobile to verify the cardholder. If a fraudster can crack this nut, and get a card fraudulently enrolled into ApplePay on a phone, they can use the card at point of sale, and point of sale is the ideal fraud target since the fraudster can remain mostly anonymous, and walk out of the shop with the stollen goods.