"likely to succeed" if the individual has the money for them to get... they may succeed in getting a judgement otherwise, but if the individual doesn't have the

"likely to succeed" if the individual has the money for them to get... they may succeed in getting a judgement otherwise, but if the individual doesn't have the money, they likely won't get it. But if the individual lied to the insurance company about having deliberately caused the crash, it is still probably insurance fraud, whether or not the individual was the one filing the claim, and can be prosecuted as such.