I only tried it once at a payday loan place in a shithole town a few years ago. They required enough PII to run a credit check and wouldn't even say how much o

I only tried it once at a payday loan place in a shithole town a few years ago. They required enough PII to run a credit check and wouldn't even say how much of a cut they were going to require until they collected all that information, saying it depended on the results. After some back and forth they said as high as 40% would be the fee. Clearly I passed, but I had options, this was mostly a curiosity combined with an awkward situation. The locals keeping the place in business were getting shafted.