3 ms·

Last time I tried cashing a check at a USPS they refused. The main options today are getting raped at a payday loan kind of place where they take 40% and all y

• t-3 5y ago
  The main option is usually the local liquor store. They usually charge 1-3%, although some do a flat fee - $5-10.
• vba616 5y ago
  >getting raped at a payday loan kind of place where they take 40% and all your PII I think that's an exaggeration. At least, the last time I went to a check cashing place in the early 2000s, that was not true. Fees are high compared to banks, but not 40%, come on. Wouldn't one of the main reasons you do that and don't get a bank account be because you are not authorized to be/work/etc in the US? So "all your PII" doesn't ring true to me, nor was it my experience although times were different.
  • pengaru 5y ago
    I only tried it once at a payday loan place in a shithole town a few years ago. They required enough PII to run a credit check and wouldn't even say how much of a cut they were going to require until they collected all that information, saying it depended on the results. After some back and forth they said as high as 40% would be the fee. Clearly I passed, but I had options, this was mostly a curiosity combined with an awkward situation. The locals keeping the place in business were getting shafted.