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Let me add to the enthusiastic chorus with my own "This is great!". One thing that I feel you can do better (and forgive me if it's already there, in five minut

by d3nj4l 5y ago

Let me add to the enthusiastic chorus with my own "This is great!". One thing that I feel you can do better (and forgive me if it's already there, in five minutes of poking around I couldn't find it) is a knowledge base of some sort. While I was building a model I wasn't sure what reasonable values would be for some of the knobs and stuff that I might be missing. Basically, I think that you could link to existing articles or pointers on personal finance that could help me, a complete novice, model better. Also, and maybe this is a non-goal, you could help me optimize - let's say I've set my living expenses to $X/mo and income to $Y/mo, and I've set a goal for financial independence by age A, the model could suggest things I could do to achieve that goal, say by cutting X down to X' or putting more of Y into a different kind of savings account. It might not be easy to do, but again, as a complete novice I'd really love to get a plan that didn't require days of work to set up.

scubakid 5y ago
Did you see the help center / FAQ? I added that last week, so it doesn't have an immense amount of content, but there are a few things that might be helpful. For things like growth rates, I have more-info popups in a variety of places to provide some context on what's happened historically and what the defaults are. But overall I think you're right that adding more resources over time would be a great idea. I've always wanted there to be more educational content as you step through the onboarding process and build a plan... just need to find the time to draft it up and/or link to it in the best way. For optimization, I could see that getting a little bit tricky, since for now I want to steer clear of anything that could be misconstrued as formal financial advice. Definitely understand where you're coming from though, and there may be some opportunities to add different kinds of optimizers (e.g. a button that runs the permutations for drawdown order and stops on the one with the best outcome).

by d3nj4l 5y ago

scubakid 5y ago

Did you see the help center / FAQ? I added that last week, so it doesn't have an immense amount of content, but there are a few things that might be helpful. For things like growth rates, I have more-info popups in a variety of places to provide some context on what's happened historically and what the defaults are. But overall I think you're right that adding more resources over time would be a great idea. I've always wanted there to be more educational content as you step through the onboarding process and build a plan... just need to find the time to draft it up and/or link to it in the best way. For optimization, I could see that getting a little bit tricky, since for now I want to steer clear of anything that could be misconstrued as formal financial advice. Definitely understand where you're coming from though, and there may be some opportunities to add different kinds of optimizers (e.g. a button that runs the permutations for drawdown order and stops on the one with the best outcome).