If it was a one in 100 years event or a one in 200 years event, it was still pretty mild as far as crises go. If your horizon is 50 years, there is a real risk

If it was a one in 100 years event or a one in 200 years event, it was still pretty mild as far as crises go. If your horizon is 50 years, there is a real risk that you will experience something far worse in your lifetime.