>the issue is our most innovative solution for home ownership is credit hand outs I'm fairly certain we have more innovative solutions, but the risks just aren

>the issue is our most innovative solution for home ownership is credit hand outs I'm fairly certain we have more innovative solutions, but the risks just aren't lucrative for the far majority of investors. It's a lack of (relatively frictionless) experimentation more than anything. The majority of solutions I imagine directly contrast typical western individualism, too.