Life forces home sales. Change of jobs, loss of job, retirement, marriage, divorce, and death are all common reasons people move. If you’re underwater in thes

Life forces home sales. Change of jobs, loss of job, retirement, marriage, divorce, and death are all common reasons people move. If you’re underwater in these situations it forces either a short sale or foreclosure and eventual bank sale. You are correct that people won’t want to sell, but circumstances will force enough hands that it happens. Then you might start getting in a situation where if it drops enough people will walk away instead of being so underwater causing more foreclosures.