I have passed your +1 along. Thank you for putting your money where your mouth is. However, I worry that the reason they haven't done it is because of lack of

I have passed your +1 along. Thank you for putting your money where your mouth is. However, I worry that the reason they haven't done it is because of lack of time. They spend a lot of time on finding and stopping fraud. If they didn't need to do that, I'm sure it would get done faster.