There are actually "unbanked" Africans, according to this article they just use their mobile provider's feature of credit transfer to bank that way: https://arc

There are actually "unbanked" Africans, according to this article they just use their mobile provider's feature of credit transfer to bank that way: https://archive.ph/imZOj https://archive.ph/imZOj - it allows them to buy and sell things and settle debts by transferring digital money between phone numbers. But probably not good enough for the crypto-bros, it's a centralized system!!1!!