On fixed-cost memberships, I'd love to see legislation forcing the hand to say that payments are for future services, not past, and that failure to pay means be

On fixed-cost memberships, I'd love to see legislation forcing the hand to say that payments are for future services, not past, and that failure to pay means being cut off from future services until payment is made. This way these companies couldn't send you to collections since you're paid up for everything you've "consumed".