> Luckily, I learnt it by buying a house which appreciated fast and showed what a disaster savings would have been. The better way to learn this is to be able

> Luckily, I learnt it by buying a house which appreciated fast and showed what a disaster savings would have been. The better way to learn this is to be able to look at a graph like this: https://inflationchart.com/spx-in-m3 https://inflationchart.com/spx-in-m3 understand it, and make an informed decision taking in to account your personal risk tolerance.