I lived in the mountains of California once. We have similar things like that happen too. The thing is, you can plan for snow, and you can plan for the power be

I lived in the mountains of California once. We have similar things like that happen too. The thing is, you can plan for snow, and you can plan for the power being out. It happened to me a few times. In the coastal mountains, you can even plan for flooding events near rivers, as long as you aren't in a floodplain or literally next to the river. Fire and water shortage, that's practically impossible to plan for. The former will wipe you out. The latter requires coordination at a state level – don't get started on water politics.