3 ms·
They do, but beware fun fees: I've spent hours of my life disputing a psych evaluation charge (under 5 minutes of a pediatrician asking a kid how they are feeli
by hibikir 5y ago
They do, but beware fun fees: I've spent hours of my life disputing a psych evaluation charge (under 5 minutes of a pediatrician asking a kid how they are feeling, without any paternal prompting), which the insurance company claimed it wasn't covered in the free physical. So you go to a supposedly fully covered appointment, and come back home to a bill you have to pay, or argue with.
- maxerickson 5y agoIt's not just the insurance company in that case though, the doctor's office would have submitted an additional billing code for the appointment (which for something like you describe should probably be treated as fraud).
- darkerside 5y agoThe original idea with insurance providers was that they were more educated than their customers, and since they were paying, they would be incentivized and better capable of negotiating with medical providers. Of course, this has proven not to be the case. Part of the reason is that insurance providers are legally prohibited from making profits beyond a certain proportion to what they actually pay for medical services. So now, they are actually incentivized for _higher_ medical costs.