SF is cold because they don't seem to insulate or heat any buildings. They build them like they are in San Diego. I did joke that SF was the "coldest city" I'v

SF is cold because they don't seem to insulate or heat any buildings. They build them like they are in San Diego. I did joke that SF was the "coldest city" I've ever visited. It is 60 degrees outside... and 60 degrees inside, everywhere. Now that was when I was couchsurfing with friends in their downtrodden Manhattan-level rent apartments. Considering the rents, the lack of insulation and heating by the landlords was of course scandalous if there was ACTUAL cold weather. ... I lived in Minneapolis, Minnesota at the time. It was probably -20 that day in Minneapolis, an 80 degree F difference.