This is the way. I get that not doing small-scale things yourself saves costs and that's why "cloud" exists, but if something is important to you or your organi

This is the way. I get that not doing small-scale things yourself saves costs and that's why "cloud" exists, but if something is important to you or your organization, I cannot stress enough how useful having just a simple old data copy is. I've lost data to bad drives too often myself. Microsoft can erroneously close your paid-for account without recourse, or ransomware can try to extort you, but your data will simply not be lost if you have an offline (or more advanced: append-only) system with an hourly/daily/... backup on it. There are various options here but the one I happened to have read up on (and then contributed documentation to make it easier to use safely) is Restic with Rest-server in append-only mode. It's not perfect (e.g. no compression yet, only dedup) but it's pretty good. If you're an individual or small–medium business, put your favorite raspberry pi equivalent in a closet and invest a hundred bucks in a hard drive big enough for the important documents, pictures of loved ones, etc. A single drive shouldn't be your only backup, just don't put 100% of your trust in magic cloud. See also Atlassian this week: it may be down, but if you need to access the data of ticket xyz for a lead this week and you have a local data export, you can find the needed data.