3 ms·
In the US $200K income suffices. Also, if prosper.com is the "club", then it's a pretty shit club. VISA provides exposure to the high yield consumer credit mar
by thwayunion 5y ago
In the US $200K income suffices.
Also, if prosper.com is the "club", then it's a pretty shit club. VISA provides exposure to the high yield consumer credit market and had returns that were modestly higher than prosper over the same time frame. By which I mean ~100% appreciation over 3 years vs. 5.7% per annum. And the risk profile of the equity play might even be lower; we don't know, since the distribution of defaults is not published by prosper.