I didn’t say misfile. I suggested making an estimated tax payment so that you have net credit at the IRS. It’s the same as applying your refund to the following

I didn’t say misfile. I suggested making an estimated tax payment so that you have net credit at the IRS. It’s the same as applying your refund to the following year’s taxes. There’s no filing or claim of income, you’re simply parking money there to cover potential taxes. To do what I’m suggesting correctly, you’d calculate your tax liability or surplus before the last estimated tax payment date (Jan 15th) and make an estimated payment for the difference between that and the amount of I series bonds you’d like to purchase.