I would just buy stocks and keep rolling LEAPs (long dated options) to cover the downside risk of different scenarios. Then you can fine tune exactly the risk y

I would just buy stocks and keep rolling LEAPs (long dated options) to cover the downside risk of different scenarios. Then you can fine tune exactly the risk you want to take and the premium you want to pay. I-Bonds are not that attractive and the rates are not great when you take into account inflation. Plus there are a million ways to get a better tax outcome with stocks, tax privileged accounts, loans, tax loss harvesting, etc.