One thing is paying a gas bill. In my state, I can lock in a price for 6,12,18, etc months. Or I can pay month to month. If I’m living paycheck to paycheck and

One thing is paying a gas bill. In my state, I can lock in a price for 6,12,18, etc months. Or I can pay month to month. If I’m living paycheck to paycheck and my current term runs up, I would go month to month if this is a short term spike since prices should recover soon. But if it’s long -term, I should go ahead and lock in now because it won’t get better. There are tons of those examples. Even people with no assets and just living month to month can use this information. Obviously, billionaires are impacted more, but people might literally be trying to figure out if they just skip meat for a month (short term) or buy a bicycle (long term).