It’s kinda new. In the late 1990s after quitting my job I got a mortgage. They had all types (my favorite offer was one where you just paid back interest for 3

It’s kinda new. In the late 1990s after quitting my job I got a mortgage. They had all types (my favorite offer was one where you just paid back interest for 30 years and at the end owed the whole principal again). But back then as long as you put 20% down you were ok. Then we had a mortgage crisis where too many people were defaulting…