> Would there be a better way to implement P2P payments without a cryptocurrency? There's tons of cool P2P web stuff to do that isn't payments. And I don't wan

> Would there be a better way to implement P2P payments without a cryptocurrency? There's tons of cool P2P web stuff to do that isn't payments. And I don't want my browser to have a payment mechanism baked in anyway. Along a different line of criticism, my bet is P2P payments in the long run is a nonstarter because once legislation catches up (which it will) every peer will need to be as compliant with financial regulations as a bank which is no fun to run as a peer so things centralize and we're back where we started. And Bitcoin is absolutely not a positive. It's incredibly destructive to the environment (and in some cases, national economies and power grids) to the extent even diehard cryptocurrency advocates are warning everyone away from Proof-of-Work in favor of alternative schemes like Proof-of-Stake. Bitcoin is notable for being the one that popularized the tech, but there have been massive improvements on the core idea since then.