But by focusing on these types of issues there is risk of a chilling effect that will make it impossible to pursue these types of programs or have people accept

But by focusing on these types of issues there is risk of a chilling effect that will make it impossible to pursue these types of programs or have people accept these programs for fear of being prosecuted simply my accepting funds that are permitted but then vilified after the fact. I suggest instead on focusing on the massive benefit they had. Any waste or abuse is part of the cost of a program and should be accepted as unavoidable. Same thing with a lot of other programs like Medicare or social security. Sure there are abuses but elder and child poverty are almost entirely eradicated compared to a few generations ago and waste and fraud are a small percentage of those programs. Yet critics make it seem like some profound injustice that must be dealt with. Why? Why must we deal with it? Honestly I don’t think a real estate agent driving an s-class and getting a PPP loan is a problem. The funds could only be forgiven if the funds were used for payroll so it’s likely the money went to a secretary or other employee. Even if it didn’t and went to the business owner directly I think the overall benefit to society and economy still outweigh any violation of justice or fairness. The business continued to exist, spend money and by goods and services. And ultimately pay taxes. An agent doing $100m in sales pays plenty of taxes so $48k is a refund to promote continuing employment in the midsts of a profound public health crisis, seem like good policy to me.