TONS of people. And these companies live off of the fees for unpaid "buy now, pay later" mini-loans. Say what you want about freedoms, but it's just incredibly

TONS of people. And these companies live off of the fees for unpaid "buy now, pay later" mini-loans. Say what you want about freedoms, but it's just incredibly scummy to trick people who don't know better into signing up for something like this. If it was up to me, I'd just ban that sort of business.