Even though I have the money, I've used this to leverage my liquid funds for side gigs. Although I have huge ethical issues with predatory companies like Affir

Even though I have the money, I've used this to leverage my liquid funds for side gigs. Although I have huge ethical issues with predatory companies like Affirm incentivizing people with less financial self-control to spend beyond their means. Honestly, I think companies like Chime are a bigger issue. They're the payday loan grift of today - especially with their advertising clearly targeting minorities that focuses on paycheck advances.