3 ms·

Why is this an advantage? The factors in assessing the risk are the creditworthiness of the customer and the amount. Also, I find it hard to believe that the cr

by sidr 4y ago

Why is this an advantage? The factors in assessing the risk are the creditworthiness of the customer and the amount. Also, I find it hard to believe that the creditworthiness of a customer actually fluctuates fast enough for Affirm to be able to do some arbitrage on it.

kazanins 4y ago
Time of purchase, purchased goods, user behavior during the purchase, etc are additional inputs into a scoring model
- pueblito 4y ago
  The ol’ Algorithm-as-Patsy strategy. CFPB continues to sleep at the wheel, as designed.