I work at a related office mentioned in this thread (but am posting personally here): You're 100% right about all of these, and I would emphasize that *the tec

I work at a related office mentioned in this thread (but am posting personally here): You're 100% right about all of these, and I would emphasize that *the tech is not the hard part.* I would challenge you a little bit about something 10x greater being "beyond objectionable" - a benefit to users may not align with the incentives you named. For example, there's public evidence that some state governments deliberately made benefits harder to access to help even their budgets.