That does ignore the PPP loads available to many small businesses. There was a forced shutdown, you could get funding during some of that shutdown with this and

That does ignore the PPP loads available to many small businesses. There was a forced shutdown, you could get funding during some of that shutdown with this and used correctly it did not need to be paid back. We can look back and say what should have been done, if restrictions went on too long but there wasn't a crystal ball - and there certainly were deaths happening due to covid. Business's with razor thin margins that couldn't operate during shutdowns certainly couldn't stay around once PPP went out. As far as cali and any of its excessive fees for business, that is a different story.