Max amortization in Ireland is years to retirement age, which is pretty much universally at 65. This was a bit of a shock when buying a house, but it does help

Max amortization in Ireland is years to retirement age, which is pretty much universally at 65. This was a bit of a shock when buying a house, but it does help push the principal/interest split in the right direction. No idea how that works if you need to relocate at 55+. Mortgages can be fixed rate for a few years, but are typically month to month adjustable. If you do opt for a fixed rate, it's generally lower than the adjustable, but there are penalties for selling before the term is up, or refinancing out of it.