I believe it was 3-5 year ARM's they were getting which had much lower rates at the time. A lot where taken out in 2002 and on. When those rate reset higher s

I believe it was 3-5 year ARM's they were getting which had much lower rates at the time. A lot where taken out in 2002 and on. When those rate reset higher starting in 2006-2007 things started to unravel fast.