Does it matter if you have two factors in your vault, but secure the vault itself with two factors? I secure my vault with 2 factors, therefore any attacker wo

Does it matter if you have two factors in your vault, but secure the vault itself with two factors? I secure my vault with 2 factors, therefore any attacker would 1. have to access my vault in the first place 2. find the first factor 3. find the second factor Technically accessing the vault+password itself would already be a two factor scheme.