I'm not sure we can blame the average person here. From https://www.apple.com/apple-cash/ https://www.apple.com/apple-cash/ : > Apple Cash is the simple and se

I'm not sure we can blame the average person here. From https://www.apple.com/apple-cash/ https://www.apple.com/apple-cash/ : > Apple Cash is the simple and secure way to spend money with your iPhone, Apple Watch, and iPad. Easily make purchases with Apple Pay and send and receive money right in Messages. Am I purchasing with Cash or Pay here? They also seem to have you use Apple Pay to use Apple Cash: > How do I send money with Apple Cash? > In Messages, tap the Apple Pay button, enter an amount on the keypad, and tap Pay. I haven't used the feature so maybe it's less confusing than it's described in their marketing literature. (They do go on to explain the difference a bit further in the page, to their credit).